Use Direct Deposit to Receive Your Refund Tax Refund Quickly and Securely Feb 18th, 2025 by: Regan Godderz Believe it or not, it’s that time again. Tax season is upon us. As you prepare your information, be sure to request your tax refund through the fastest option possible: direct deposit. Eight out of ten taxpayers already use this secure and reliable method, according to the IRS. Why use direct deposit to receive ... Read More
Busted: Top 4 Mortgage Myths Feb 10th, 2025 by: Regan Godderz Banking TipsHome LoansMortgage Tips Myth #1: You need a 20% down payment to buy a house. This is one of the most enduring myths about home ownership. After WWII, using a mortgage to buy a home became much more popular than in years past, and yes, a 20% down payment was typical. Today, we have a wide array of ... Read More
How to Avoid Spoofing Scams Feb 10th, 2025 by: Regan Godderz How to Avoid Spoofing Scams Scammers are getting trickier with the help of artificial intelligence (AI), and even tech-savvy individuals are falling victim to fraud. From spoofing (mimicking) Caller ID to creating deepfakes of friends or family members’ voices or appearance, financial fraud is changing and so are the methods to spot it. Below are ... Read More
What Can You Use a HELOC For? Feb 7th, 2025 by: Regan Godderz A home equity line of credit (HELOC) is a flexible borrowing option that allows you to tap into your home’s equity as needed. HELOCs are commonly used to pay for large expenses, consolidate debt, or cover unexpected costs. Unlike a traditional loan that provides a lump sum, a HELOC is a reusable line of credit. ... Read More
Protect Your Business from Fraudsters Feb 3rd, 2025 by: Regan Godderz In today’s digital landscape, fraud is an ever-present concern for both consumers and businesses. Here are some best practices to help protect your data: Stay Updated Ensure computers, networks and mobile devices (anything that connects to your data or business environment) are kept up with the latest updates. Utilize MFA Everywhere Possible Set up multifactor ... Read More